Blogs

Tips to start your first mortgage on the right foot Home ownership is an exciting achievement, but it’s also a huge responsibility. Entering into home ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact future home-buying opportunities, while rushing into a situation you’re unprepared for can limit your options down the road. Make sure you have a clear, accurate idea of your budget before you buy your first house to confirm that you’re ready for the biggest purchase of your life. Calculate Your Available Income Your first...

Make the Home Improvements You Want With The Equity In Your Home You found your dream home and settled down, so now what? Ready to tackle some of those honey-do wish list improvement projects? Why not use the equity you have built in your home to check some of those items off your list and potentially increase your home's overall value. It is a win-win. Fund Your next project with a heloc A Home Equity Line of Credit is a great way to finance your next home project – and one of the most affordable. Take advantage of low interest rates to make your payment as low as possible. Learn More

Learn More About Direct Deposit It’s easy to take conveniences like direct deposit for granted without fully understanding how it works or why you should use it. You may have questions concerning direct deposit, so we want to make sure you fully understand the system. How Does Direct Deposit Work? Direct deposit forgoes the physical printing of payment checks by transferring money online through software like payroll programs. An electronic file is transmitted to or from your financial institution, which lets the recipient know which account should receive payment/deduction and how much...

Is it better to buy new or renovate your current home? Sometimes it’s hard not to be tempted by the greener grass of a new home, especially if your home isn’t exactly how you want it to look or function. But the idea of putting your house on the market and leaving your beloved neighborhood behind breaks your heart. You’re at a real estate crossroads — something has to change, but is it better to buy a new house or renovate your current address? New House Benefits A new house can be the answer to your current home’s woes. Perhaps you need more space for your growing family or less square...

Best Coupon Sites to Help Your Family Save Money Making ends meet while having money for extracurricular activities is a challenge for most families. If you’re looking for ways to stretch your family’s dollar, it’s time to get creative with a tried-and-true savings tool — coupons. The following coupon sites and apps will help you and your family save on the essentials and services you need and the experiences you crave. Saving at the Grocery Store If your local grocery store is a regional or national chain like Kroger, check their site or app for downloadable coupons. It takes only a few...